THE ANSWER: None of us, including the President and all of Congress, were taught anything about the power of effective time and money management in school. This tragic failure of our educational system results in many extremely costly and unnecessary mistakes which can rob us of 20 extra years of financial liberty.

Hello! My name is Kelly Reese, Chartered Financial Consultant by profession; volunteer Christian Stewardship Counselor and founder of the Financial Freedom Society.

Tragically, even the "financial press" leads people to believe that "normal retirement age" has been shoved back into our early seventies. The truth is, by exercising good management of time and money, normal everyday people can retire in their fifties and some even faster. And, they don't need to make risky investments or work four jobs.

And, even those who have serious financial problems can completely turn their financial futures around much faster than they think possible. All it takes is the right information and the right tools combined with a desire to do better.

Before making the decision to give my eBook away for free, over 45,000 copies were sold in well over 100 countries. It is one of the most successful eBooks in Internet history. Testimonial: "I serve as the Academic Dean of a private college. I have a Master's Degree in Science Education from Harvard University and a PhD in Mathematics Education from the University of South Florida. Nowhere in my extensive education was I taught the priceless information that Kelly Reese teaches. This is a major failing of our educational system." - - Dr. Buddy Payne

Money and time management tools provide the power to do amazingly fast calculations that save us many hours of manual calculations. Often they do calculations we could never do at all without them. Plus, they also provide truth, but not just truth of a general nature. They provide YOUR truth! Our Early Retirement System of eTools provides everything you need to achieve exceptional financial health. You should be able to become debt-free in 7 to 14 years, including paying off a 30-year mortgage. And, you can reduce your remaining working years by about 50%.

Your Early Retirement System includes our proprietary "Debt Avalanche System", which dramatically accelerates the elimination of all your debts. It also includes a "Personal Financial Statement", which measures your financial health by tracking the growth of your assets along with the reduction of your debts. Also included are a "Personal Budget", which measures and encourages a healthy monthly cash flow, a "Mortgage Accelerator", and 45-Financial Planning Calculators. Additionally there is a powerful bundle of integrated time management tools which include: "Project Manager", "To-Do-List", "Calendar" and "Address Book". Most folks who think they have a "money problem" actually have a TIME problem. When you manage your time wisely you will have all the money you need.....then, by managing your money wisely it will buy you all the free time you want. Your Early Retirement System is powerful and very convenient. And, because your system is web-based you will have access to all your eTools from anywhere in the world just as you will to your eBook.

Carefully consider this famous quote from Winston Churchill:

"Give us the tools we need and we'll get the job done!"

That is precisely what we have done for you. As a Society member you will now have ALL the tools you need to achieve exceptional financial health and early retirement.

You can help us help more families by telling your friends and loved ones about this website where they too can get their free Society membership.

And, later, after reading the eBook and using the eTools, we would welcome your testimonial to put on the website as an encouragement to others.

I know you are still waiting for the "catch", but there is no catch. Your Society Membership is absolutely free.

Use my eBook and our powerful eTools to become a better steward of your blessings in order to create a better life for your family. Then, use part of your increased blessings to help others in need.